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Loans & Savings Manager
Built for savings & loan clubs

Your club’s savings and loans, all in one place.

Members, savings, loans, repayments, penalties and receipts — connected, automated and always up to date. Stop juggling paper ledgers and chasing members through phone calls.

Set up in minutes Works on phone & desktop Your data stays yours

Everything a club needs, nothing it doesn’t

Each module works on its own and even better together — a payment updates the loan, the loan updates penalties, and penalties update your reports.

Member management

Register members with photos, member numbers, next of kin and full statuses — Active, Inactive, Suspended or Left Club.

Savings & withdrawals

Deposits, withdrawals and share-out payouts with receipts, a duplicate-entry guard and full reversal support.

Loans made simple

Flat or reducing-balance interest, an approval workflow, disbursement and overdue tracking, all in one place.

Smart repayments

Every payment is allocated automatically in a strict order — penalties first, then interest, then principal.

Automatic penalties

Late-payment penalties computed the moment you view a loan — daily, weekly, monthly or one-time. No cron job needed.

Receipts & statements

Print-perfect savings, withdrawal and repayment receipts plus loan statements, with amounts in words.

Reports & exports

Member, savings, loan and financial reports with one-click CSV export whenever you need them.

Security & audit

Hashed passwords, CSRF tokens, role-based access, club-scoped data and a full audit trail on every action.

Multi-club platform

Run one club or many — each club’s data is fully isolated, with its own admin and treasurers.

Loan calculators Overdue tracking Statement printing Mobile Money & Bank methods Per-club settings Reversal support Notifications Subscription plans

Live in four steps

No spreadsheets to migrate, no consultants, no paper-ledger reconciliations.

1

Create your club

A superadmin sets up your club, its admin and treasurers, and your subscription goes live.

2

Add members & savings

Register members, record deposits and withdrawals, and watch balances update in real time.

3

Issue loans

Members apply, you approve and disburse, and the money posts straight to the ledger.

4

Collect & report

Record payments with print-perfect receipts, and export reports whenever you need them.

Pricing that scales with your club

Every plan includes the full platform. You are only ever choosing how much you can run.

Monthly Yearly Save up to 17%

Standard

For small savings groups just getting organised.

UGX 100K / month
  • 10-day free trial
  • 50 members
  • 5 team users
  • 1 club profile
  • All modules included
  • Full platform included
Most popular

Premium

For active clubs running a real loan book.

UGX 150K / month
  • 10-day free trial
  • 100 members
  • 5 team users
  • 1 club profile
  • All modules included
  • Priority support

Enterprise

For large and multi-club operations.

UGX 200K / month
  • 10-day free trial
  • Unlimited members
  • Unlimited team users
  • Multiple club profiles
  • All modules included
  • Dedicated onboarding

Plans start at UGX 100K per month. Prices in UGX, exclusive of taxes.

Questions, answered

Everything people ask before they start running their club through Loans & Savings Manager.

No. It runs in any modern browser — desktop, laptop, tablet or phone — and takes minutes to set up. Your superadmin handles the installation.
Each payment is applied automatically in a strict order: late penalties first, then interest, then the principal balance. You always see exactly what every payment covered.
Yes. The platform is multi-tenant. A superadmin manages many clubs, and each club only ever sees its own members, savings, loans and reports.
They are computed from each loan’s settings the moment the loan is viewed — daily, weekly, monthly or one-time, fixed or percentage. Nothing is missed and no background job is required.
Yes. Savings, withdrawal and loan repayment receipts, plus full loan statements, print cleanly with every amount spelled out in words.
If a subscription expires, staff are guided to renew through the administrator. No club data is ever deleted or hidden.
Yes. Every record is scoped to the club at the database level, with role-based access and a complete audit trail.
Contact your platform administrator, or reach the support team by email and they will help you get started. (edumasoft@gmail.com)